Credit scores are sometimes referred to as FICO scores. FICO stands for
Fair Isaac Corp. This is a Minneapolis-based company that creates the risk
calculations used to calculate credit scores. Lenders use FICO scores to
predict what kind of borrower you'll be. Scores range from 300 to 850; the
higher, the better. A high score means lenders generally consider you a safe
bet: that you manage credit responsibly and aren't likely to default on your
payments.
According to creditreport.com, the FICO scores drastically change from
state to state. Below is the a table of the average credit scores in all 50
states.
STATE
FICO SCORE
STATE
FICO SCORE
Alabama
676
Montana
701
Alaska
674
Nebraska
695
Arizona
659
Nevada
655
Arkansas
668
New Hampshire
703
California
672
New Jersey
693
Colorado
674
New Mexico
663
Connecticut
694
New York
686
Delaware
684
North Carolina
667
Florida
673
North Dakota
706
Georgia
668
Ohio
685
Hawaii
688
Oklahoma
666
Idaho
688
Oregon
686
Illinois
684
Pennsylvania
696
Indiana
676
Rhode Island
692
Iowa
700
South Carolina
665
Kansas
682
South Dakota
710
Kentucky
677
Tennessee
679
Louisiana
663
Texas
651
Maine
699
Utah
683
Maryland
688
Vermont
706
Massachusetts
703
Virginia
689
Michigan
679
Washington
691
Minnesota
707
Washington DC
677
Mississippi
668
West Virginia
679
Missouri
683
Wisconsin
699
Wyoming
690
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