For the 20 metro areas surveyed, Minneapolis and Boston have good scores while Dallas and Houston need some
credit repair.
According to creditreport.com, the FICO scores drastically change from
state to state. Below is the a table of the average credit scores in all 50
states.
METRO AREA
SCORE
METRO AREA
SCORE
Minneapolis
705
Detroit
675
Boston
704
Denver
674
Washington
691
Tampa
672
Cleveland
689
Miami
671
Seattle
688
Orlando
671
New York
686
Los Angeles
668
Philadelphia
686
Atlanta
667
San Francisco
685
Phoenix
657
Chicago
679
Houston
652
Sacramento
676
Dallas
650
Note: Experian collects data monthly from a
representative sample of 3 million U.S. consumers' credit profiles. Credit
scores are for February 2005. Further details can be found at
www.NationalScoreIndex.com.
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