The following are excellent links to websites about Subprime Mortgages

Hud - U.S. Department of Housing and Urban Development - Typically, subprime loans are for persons with blemished or limited credit histories. The loans carry a higher rate of interest than prime loans to compensate for increased credit risk.

The Federal Reserve Board - Subprime Mortgage Lending: Benefits, Costs, and Challenges

AARP - Subprime Mortgage Lending and Older Borrowers

Freddie Mac -What is Freddie Mac's position on subprime mortgages with prepayment penalties?

San Francisco Federal Reserve Bank- Subprime Mortgage Lending and the Capital Markets

Full Spectrum Lending

ERATE provides a debt consolidation calculator and additional information about Bad Credit Mortgages / Subprime Loans

Select Your State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Select Property Type Single Family Multi Family Town House Condo Mobile Home Select Credit Profile Excellent Good Fair Poor

Personalized Refinance Quotes Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware D.C. Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Puerto Rico Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming Single Family Multi Family Town House Condo Mobile Home Credit Profile Excellent Good Fair Poor       Fannie Mae & Jumbo Mortgage Rates     Just One Click! = Current Rate Chart