Many people have asked how our rates and fees can be so simple. The answer is simple.
Low overhead, no commissioned loan officers, 85% of our business is referrals. We ho have to pay thousands in advertising. We discount our rates and fees
Many people have asked how our rates and fees can be so simple. The answer is simple.
Low overhead, no commissioned loan officers, 85% of our business is referrals. We ho have to pay thousands in advertising. We discount our rates and fees
With a 30 year fixed rate mortgage, borrowers obtain the security of a stable monthly payment throughout the life of the mortgage, and a lower monthly payment than many other mortgage options. One of the simplest and most popular mortgages, the 30-year fixed-rate mortgage has borrowers pay down the principal, or actual amount of money borrowed, over a thirty-year period. Interest is also paid over the length of the loan at an unchanging rate. This means payments stay the same month to month and year to year. As borrowers pay more principal over time, equity (or ownership) increases in the home.
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Disclaimer
Fixed Rate Mortgage/Adjustable Rate Mortgage Conforming
Rates and fees are quoted on a $200,000 loan for a purchase transaction
of an owner occupied, single-family residence with an 80% loan-to-value ratio.
Rates are subject to change without notice.
Fixed Rate Mortgage/Adjustable Rate Mortgage Jumbo
Rates and fees are quoted on a $450,000 loan for a purchase transaction
of an owner occupied, single-family residence with an 80% loan-to-value ratio.
Rates are subject to change without notice.
“Are you searching for a loan amount of more than $417,000?
Please be aware that recent legislation allows lenders to offer conforming loan rates at a higher loan amount limit based on the county the property is located. For details about the new conforming loan limits, click here.