Low Fixed Mortgage Rates - ERATE
    Web's Best Mortgage Rates Source for 15 Years 		Home   Why Choose ERATE   About Us   Contact Us   Security   Privacy   Blog  

Loan Center
Personalized Mortgage Quotes
       
50 Year Mortgage or 50/30 Year Fixed Loan REFINANCE

    Fannie Mae & Jumbo Mortgage Rates
    Just One Click! = Current Rate Chart
Pennsylvania Mortgage Rates Current Mortgage Rates - Hawaii Current Mortgage Rates - Alaska West Virginia Mortgage Rates Virginia Mortgage Rates District of Columbia Mortgage Rates Maryland Mortgage Rates Delaware Mortgage Rates New Jersey Mortgage Rates Connecticut Mortgage Rates Rhode Island Mortgage Rates Massachussetts Mortgage Rates New Hampshire Mortgage Rates Vermont Mortgage Rates New Hampshire Mortgage Rates Maine Current Mortgage Rates Vermont Mortgage Rates Current Mortgage Rates - New York Current Mortgage Rates - Michigan Current Interest Rates - Wisconsin Current Mortgage Rates - MINNESOTA Ohio Mortgage Rates Current Mortgage Rates - Kentucky Current Mortgage Rates - Indiana Illinois - Current Mortgage Rates Current Mortgage Rates - Iowa Missouri Mortgage Rates Current Mortgage Rates - North Carolina South Carolina Mortgage Rates Current Mortgage Rates - Florida Current Mortgage Rates - Georgia Current Mortgage Rates - Tennessee Current Mortgage Rates - Alabama Current Mortgage Rates - Mississippi Current Mortgage Rates - Louisiana Current Mortgage Rates - Arkansas Current Mortgage Rates - Oklahoma Current Mortgage Rates - TEXAS Current Mortgage Rates - New Mexico Current Mortgage Rates - Arizona Current Mortgage Rates - Kansas Current Mortgage Rates - Nebraska Current Mortgage Rates - Colorado Current Mortgage Rates - Wyoming South Dakota Mortgage Rates Current Mortgage Rates - North Dakota Current Rates - Montana Idaho Current Rates Washington Mortgage Rates Current Mortgage Rates - Oregon Current Mortgage Rates - Utah Current Mortgage Rates - Nevada Current Mortgage Rates - California

50 Year Mortgage or 50/30 Year Fixed Loan

The 50 Year loan is also called a 50/30. That means the loan is amortized over 50 years but due in 30 years. This helps to reduce the monthly payment, more than a 30 year fixed or a 40/30 fixed loan. However, the interest rate is a little higher due to increased risk. br>

Example:

Loan amount: $417,000

Interest rate: 6.25%

30/30 year fixed loan, the monthly payment: $2567.54

40/30 year fixed loan, the monthly payment: $2367.47

50/30 year fixed loan, the monthly payment: $2,272.54



 



Refinancing: Getting Started
  • Guidelines to Mortgage Refinancing
  • Why Refinance Mortgage?
  • Would Refinancing Make Sense for you?
  • Refinancing: 3 Common Types Refinancings
  • Refinancing: Four Mistakes to Avoid
  • Mortgage Refinancing Closing Costs Explained
  • Potential Tax Benefits
  • Mortgage Refinancing Calculator
  • Get Your Free Credit Report and Score!
  • Loan Documentation - Mortgage Refinancing
  • Refinancing FAQs
  • Appraisal when Refinancing
  • Refinancing - Non Owner vs Owner Occupied
  • Home Owners Litigation - Refinancing
  • Wikipedia on Refinancing
    		•
    Today's Mortgage Rates


    Refinancing: Selecting a Loan
  • Mortgage Program Options
  • Interest Only Mortgage
  • 100% Mortgage Financing - No Down Payment
  • Mortgage Rates Comparison
  • Mortgage Rates Tracker
  • Search for Mortgage Rates
  • No Costs Mortgage Refinancing
  • 2% Rule - Refinancing Mortgage
  • Yield Spread Premium
  • Zero Costs Mortgage Refinancing
  • Prepayment Penalty - Mortgage Refinancing
  • What is APR and how is it calculated?
  • Private Mortgage Insurance - Refinancing

    		•
    Moving Ahead With Your Refinance
  • Apply for a Mortgage
  • Is it best to pay points up front to reduce the interest rate?
  • Rate Lock info - Refinancing Mortgage
  • Refinancing Mortgage Tax Information
  • Should you pre-pay your mortgage?
  • Title Insurance for Mortgage Refinancing
  • Homeowner's Insurance
  • Earthquake Insurance - Refinancing Mortgage


    • Certificate of Deposit Rates

    Interest Only Mortgage - 5/1 ARM
    100 Percent Financing
    Option Adjustable Rate Mortgage (ARM)
    Home Equity Line of Credit (HELOC) - Zero Cost
    Commercial Mortgage - office, retail, apartment

    Find Today's Lowest Rates
     
    		 

    Loan Programs
    Adjustable Rate Mortgages

    Rates/Facts by State

    Alabama Mortgage Rates
    Alaska Mortgage Rates
    Arizona Mortgage Rates
    Arkansas Mortgage Rates
    California Mortgage Rates
    Colorado Mortgage Rates
    Connecticut Mortgage
    Delaware Mortgage Rates
    Florida Mortgage Rates
    		Georgia Mortgage Rates
    Hawaii Mortgage Rates
    Idaho Mortgage Rates
    Illinois Mortgage Rates
    Indiana Mortgage Rates
    Iowa Mortgage Rates
    Kansas Mortgage Rates
    Kentucky Mortgage Rates
    Louisiana Mortgage Rates
    		Maine Mortgage Rates
    Maryland Mortgage
    Massachusetts Mortgage
    Michigan Mortgage Rates
    Minnesota Mortgage
    Mississippi Mortgage
    Missouri Mortgage Rates
    Montana Mortgage Rates
    Nebraska Mortgage Rates
    		Nevada Mortgage Rates
    New Hampshire Mortgage
    New Jersey Mortgage
    New Mexico Mortgage
    New York Mortgage Rates
    North Carolina Mortgage
    North Dakota Mortgage
    Ohio Mortgage Rates
    		Oklahoma Mortgage Rates
    Oregon Mortgage Rates
    Pennsylvania Mortgage
    Rhode Island Mortgage
    South Carolina Mortgage
    South Dakota Mortgage
    Tennessee Mortgage Rates
    Texas Mortgage Rates
    Utah Mortgage Rates
    		Vermont Mortgage Rates
    Virginia Mortgage Rates
    Washington Mortgage
    West Virginia Mortgage
    Wisconsin Mortgage
    Wyoming Mortgage Rates

     BBBOnLine Reliability Seal 
     Equal Housing Lender 
          		 HACKER SAFE certified sites prevent over 99.9% of hacker crime.
     
    ESPANOL    |  Mortgage Rates  |  GLOSSARY  |  FHA   |  RATE QUOTE  |  LINKS   |  New Content   |   SITE MAP - I,  II,  III ,  IV , V
    The information contained on this website is provided as a supplemental educational resource. Readers having legal or tax questions are urged to obtain
    advice from their professional legal or tax advisors. While the aforementioned information has been collected from a variety of sources deemed reliable,
    it is not guaranteed and should be independently verified.
    Copyright ©1999-2008 ERATE · All rights reserved · California Dept of Real Estate · Real Estate Broker #01292265 · DRE Phone (916) 227-0931
    ERATE · 2900 Gordon Ave · Santa Clara · CA · 95051
    Get Today's Mortgage Rates